Terms of Service

1. Introduction

Welcome to TakeBack.

These Terms of Service (the "Terms") set forth the conditions governing your access to and use of TakeBack's website(s), web application, and related services (the "Service"). By accessing or using the Service, you agree to be bound by these Terms. If you do not accept these Terms, you must refrain from using the Service.

Company and Contact Information

• Service Provider: TIGLIANO LTD
• Business Address: Georgioy Anastasioy, 15 3070 Lemesos, Cypern HE 430179
• Support Email: hey@jointakeback.com
• Support Hours: Mon-Fri, 9am-5pm ET (excluding holidays)

Payments

Payments for TakeBack subscriptions are processed by OpenPay, a third-party payment processor. By subscribing, you authorize us and OpenPay to charge your designated payment method in accordance with your selected plan and these Terms.

2. Definitions

• "TakeBack," "we," "us," "our": the entity operating the Service.
• "User," "you," "your": any individual who accesses or makes use of the Service.
• "Content": all text, data, settlement listings, estimates, tools, and materials made available through the Service.
• "Settlement" / "Claim Opportunity": a class action settlement, refund program, or comparable opportunity that may permit eligible consumers to file a claim with a third party, typically a settlement administrator.

3. Eligibility

By using the Service, you represent and warrant that:

• You are at least 18 years of age, or the age of majority in your jurisdiction.
• You possess the legal capacity to enter into these Terms.
• You will comply with all applicable laws and regulations.
• You will not use the Service for any fraudulent or unlawful purpose.

4. Account Registration and Security

Access to certain paid features may require you to create an account. You agree to:

• Provide accurate and complete registration information.
• Maintain the confidentiality of your login credentials.
• Notify us without delay if you suspect unauthorized access to your account.

You bear full responsibility for all activity conducted under your account.

5. What TakeBack Does

TakeBack is built to help users discover and evaluate potential claim opportunities, with plans to expand into more advanced tracking and automation tools over time.

The Service currently may include:

• Curated claim opportunities and plain-language summaries of each.
• Links or directions to official claim submission pages operated by third parties.
• Basic claim tracking features within the app.

Important: In many instances, claims are filed on third-party websites. TakeBack does not control those sites or their outcomes.

6. Not a Law Firm; No Legal or Financial Advice

TakeBack is not a law firm and is not affiliated with any settlement administrator. Nothing provided through the Service constitutes legal, tax, or financial advice. All information is offered for general informational purposes only. For advice specific to your situation, please consult a qualified professional.

7. No Guarantee of Payouts, Eligibility, or Timing

Class action settlements and refund programs are administered by courts, settlement administrators, and other independent third parties. Accordingly:

• We make no guarantee that you are eligible for any particular settlement.
• We make no guarantee that you will receive payment, or any specific amount.
• We have no control over deadlines, eligibility determinations, or payout schedules.
• Any payout ranges, estimates, or "up to" figures displayed in the Service are approximations and may not reflect actual amounts.

You are responsible for reviewing and complying with the official terms and instructions provided by the relevant settlement administrator.

8. Subscriptions, Plans, and Billing

• Subscription Service: Purchasing a subscription enrolls you in a recurring plan that renews automatically unless canceled before the renewal date.
• Billing Cycle: TakeBack may offer monthly, quarterly (3-month), or semiannual (6-month) subscription terms. Your plan renews at the conclusion of each billing period.
• Auto-Renewal: By subscribing, you authorize us (through OpenPay) to charge your payment method at the start of each billing period, including any applicable taxes.
• Statement Descriptor: Charges may appear on your billing statement as TakeBack or a related descriptor.
• Price Changes: We may adjust pricing with at least 30 days' advance notice, provided by email or in-app communication. If you disagree with the new pricing, you must cancel before it takes effect.
• Failed Payments: If a payment attempt fails, we may suspend or terminate your access following one or more retry attempts. You remain liable for any outstanding balance.

9. Trials, Discounts, and Promotions

Where promotional pricing, discounts, or trial periods are offered:

• Promotions apply solely as described at the time of purchase.
• Unless expressly stated otherwise, your subscription will renew at the then-current standard rate once the promotional period concludes.
• You are responsible for canceling prior to renewal if you do not wish to continue.

10. Cancellation

You may cancel your subscription at any time.

How to cancel:

• Sign in to your account and follow the cancellation steps within the app (where available), or
• Send a cancellation request by email to hey@jointakeback.com from the address associated with your account.

Processing time: We aim to process cancellation requests within 2 business days.

Access after cancellation: Your access will remain active through the end of your current paid billing period. No additional charges will be made following a confirmed cancellation.

11. Refund Policy

TakeBack's standard refund policy is:

• Subscription fees are non-refundable once a billing period has commenced, except where otherwise required by applicable law.
• If you believe a charge was made in error — such as a duplicate charge, incorrect amount, or a cancellation that was not applied — contact hey@jointakeback.com and we will review the matter.

12. User Responsibilities and Prohibited Conduct

You agree that you will not:

• Submit false, inaccurate, or fraudulent information in connection with any claim.
• Impersonate another person or file claims on behalf of someone else without proper authorization.
• Attempt to probe, scan, or assess the security vulnerabilities of the Service.
• Reverse engineer, scrape, or misuse the Service except as expressly permitted by law.
• Use the Service in a manner that violates any applicable law, court order, or settlement terms.

We reserve the right to suspend or terminate accounts suspected of fraud or abuse.

13. Privacy and Data

Our Privacy Policy describes how we collect, use, and safeguard your data. In summary:

• We limit data collection to what is reasonably necessary to operate the Service.
• We do not store raw card numbers — payment processing is handled entirely by OpenPay.
• We do not request or retain your bank account or routing numbers in connection with settlement payouts.

We recommend reviewing the Privacy Policy before using the Service.

14. Third-Party Sites and Services

The Service may provide links to third-party websites, including official settlement administrator sites. We do not control these third parties and accept no responsibility for:

• Their content, accuracy, or availability
• Their data privacy practices
• Claim approval decisions or settlement payouts

Use of third-party services is at your own risk and subject to their respective terms.

15. Intellectual Property

All rights, title, and interest in and to the Service and Content (excluding content you submit) are owned by TakeBack or its licensors and are protected under applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from our Service or Content without express written permission.

16. Disclaimer of Warranties

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not warrant that the Service will operate without interruption, or that it will be free from errors or inaccuracies.

17. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

• TakeBack WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES.
• OUR TOTAL LIABILITY FOR ANY CLAIM WILL NOT EXCEED THE AMOUNT YOU PAID TO TakeBack IN THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM (OR, IF LOWER, YOUR MOST RECENT SUBSCRIPTION PAYMENT).

Certain jurisdictions do not permit specific liability limitations, so the above caps may not apply to you in their entirety.

18. Indemnification

You agree to defend, indemnify, and hold harmless TakeBack and its officers, directors, employees, and contractors from and against any claims, damages, liabilities, and expenses (including reasonable attorneys' fees) arising out of or related to:

• Your misuse of the Service
• Your breach of these Terms
• Your submission of fraudulent or unauthorized claims
• Your infringement of any third-party rights

19. Binding Arbitration Agreement

IMPORTANT: THIS AGREEMENT CONTAINS AN ARBITRATION AGREEMENT AND CLASS ACTION WAIVER THAT WAIVE YOUR RIGHT TO A COURT HEARING OR JURY TRIAL OR TO PARTICIPATE IN A CLASS ACTION. ARBITRATION IS MANDATORY AND IS THE EXCLUSIVE REMEDY FOR ANY AND ALL DISPUTES UNLESS SPECIFIED BELOW OR IF YOU OPT-OUT. PLEASE CAREFULLY REVIEW THIS DISPUTE RESOLUTION SECTION.

You and TakeBack agree that any and all disputes, claims, or controversies of every kind and nature between you and the Company ("Claims") shall be resolved through binding arbitration. Such Claims include, without limitation, disputes concerning the interpretation or application of this arbitration provision, including its enforceability, revocability, or validity in whole or in part.

BY AGREEING TO THIS ARBITRATION PROVISION, YOU ARE GIVING UP YOUR RIGHT TO GO TO COURT, INCLUDING YOUR RIGHT TO A JURY TRIAL. In the arbitration provided for in this provision, a dispute is resolved by a neutral arbitrator, rather than by a judge or jury. ANY CONTROVERSY CONCERNING THE VALIDITY, ENFORCEABILITY, REVOCABILITY AND SCOPE OF THIS AGREEMENT TO ARBITRATE SHALL BE DETERMINED BY THE ARBITRATOR AND NOT BY THE COURT. THIS ARBITRATION CONTRACT IS MADE PURSUANT TO A TRANSACTION IN INTERSTATE COMMERCE AND ITS INTERPRETATION, APPLICATION, ENFORCEMENT AND PROCEEDINGS HEREUNDER, INCLUDING ENFORCEMENT OF ANY RESULTING AWARD, SHALL BE GOVERNED BY THE FEDERAL ARBITRATION ACT ("FAA").

Exceptions

A. Small Claims. Notwithstanding the foregoing, either party may elect to pursue their Claims in small claims court where jurisdiction and venue over the Company and you are proper, the claim does not seek equitable relief, and the matter proceeds on an individual (non-class) basis.

B. Temporary or Preliminary Injunctive Relief. Notwithstanding the foregoing, either party may seek temporary or preliminary injunctive relief in a court of competent jurisdiction. Such proceedings shall be limited to determining the appropriateness of preliminary or injunctive relief with respect to the specific claim at issue. Any court decision shall remain subject to review by the arbitrator if the seeking party subsequently pursues permanent injunctive relief or other Claims in arbitration.

Arbitration Opt-Out

Consent to arbitration is not a mandatory condition of your contractual relationship with the Company. If you wish to opt out, you may do so by sending written notice to the contact information provided in these Terms. Your opt-out notice must state that you decline this arbitration agreement and must include your full name, mailing address, phone number, and the email address(es) used to register or access the Service, as well as the same information for any individual on whose behalf you are opting out as agent. Both you and any such individuals must sign the opt-out notice for it to be valid.

The opt-out notice must be submitted within thirty (30) days of your first use of the Service or related Content — or, for existing users at the time this arbitration provision is first posted, within 30 days of that posting. Opt-out notices received outside this window will not be effective.

For existing users previously bound by a separate arbitration provision with the Company who did not opt out of that provision, any opt-out submitted within 30 days of this provision's posting applies only to this provision. The prior arbitration agreement remains in full force and effect. Furthermore, neither acceptance of these Terms nor opting out of this provision affects any obligation to arbitrate under any other agreement with the Company.

20. Class Action Waiver

Independent of and in addition to the arbitration agreement above, and to the maximum extent permitted by law, both parties waive any right to bring or participate in any class action, private attorney general action, or other representative proceeding of any kind against the other.

YOU UNDERSTAND THAT BY AGREEING TO THIS CLASS ACTION WAIVER, YOU MAY ONLY BRING CLAIMS AGAINST THE COMPANY, ITS AGENTS, OFFICERS, SHAREHOLDERS, MEMBERS, EMPLOYEES, SUBSIDIARIES, AFFILIATES, PREDECESSORS IN INTEREST, SUCCESSORS AND/OR ASSIGNS IN AN INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS ACTION, PRIVATE ATTORNEY GENERAL ACTION, OR OTHER REPRESENTATIVE PROCEEDING.

Important Distinction: This Class Action Waiver governs only disputes between you and TakeBack. It has no bearing on your right to participate in or file claims in class action settlements against third parties — which is a core function of the service TakeBack provides.

21. End User License Agreement and Claim Filing Authorization

This End User License Agreement ("EULA") establishes the terms under which TakeBack may assist you in identifying, preparing, and submitting claims to class action settlement administrators, including but not limited to Kroll Settlement Administration, Epiq, JND Legal Administration, Atticus Administration, and similar entities.

21.1 Grant of Limited Authorization

By using the Service and opting into any claim filing assistance feature, you grant TakeBack a limited, revocable authorization to act as your authorized representative solely for the purpose of:

• Identifying class action settlements for which you may qualify based on information you have provided;
• Preparing claim forms on your behalf using information you have supplied and authorized us to use;
• Submitting claim forms electronically or by mail to settlement administrators on your behalf;
• Receiving correspondence, status updates, and other communications from settlement administrators regarding your claims;
• Responding to deficiency notices or supplemental information requests from settlement administrators, subject to your approval where required;
• Monitoring the status of submitted claims and relaying updates to you.

This authorization constitutes a limited power of attorney for the purposes described herein only and does not establish an attorney-client relationship. TakeBack is not a law firm and does not offer legal advice.

21.2 User Representations and Warranties

By authorizing TakeBack to file claims on your behalf, you represent and warrant that:

• Identity: You are the individual, or the duly authorized representative of the entity, for whom the claim is being filed;
• Accuracy: All information you provide to TakeBack for purposes of claim filing is truthful, accurate, complete, and not misleading;
• Eligibility: To the best of your knowledge, you satisfy the eligibility criteria for each settlement for which you are submitting a claim, as outlined in the official settlement notices;
• No Duplicate Claims: You have not previously filed a claim for the same settlement, whether directly or through another service, unless permitted under the applicable settlement terms;
• Authority: You have full legal authority to grant this authorization and to bind yourself to these Terms;
• No Fraud: You will not use the Service to file fraudulent, false, or misleading claims;
• Compliance: You will adhere to all applicable laws, regulations, and the specific terms and conditions of each settlement for which a claim is submitted.

21.3 Information Accuracy and Verification

You acknowledge and agree that:

• You bear sole responsibility for the accuracy of all information furnished to TakeBack;
• TakeBack may rely on information you provide without conducting independent verification;
• You will promptly correct any information that becomes inaccurate or outdated;
• Settlement administrators may request supporting documentation or additional verification, and failure to provide it may result in claim denial;
• TakeBack makes no representations as to your eligibility for any settlement and cannot guarantee that any submitted claim will be approved or result in payment.

21.4 Settlement Administrator Requirements

You understand and agree that:

• Settlement administrators such as Kroll, Epiq, and others are independent third parties with no affiliation to TakeBack;
• Settlement administrators have sole and exclusive discretion over claim approval, eligibility determinations, and payment amounts;
• Each settlement is governed by its own terms, conditions, deadlines, and eligibility criteria, as established by the applicable court or settlement agreement;
• TakeBack exercises no control over settlement administrator decisions, timelines, or internal processes;
• Settlement administrators may contact you directly, and you agree to respond to such requests in a timely manner;
• Any settlement funds will be disbursed directly to you by the settlement administrator, not through TakeBack;
• TakeBack does not receive, hold, or distribute settlement funds on your behalf.

21.5 Electronic Signature Authorization

By opting into claim filing assistance, you authorize TakeBack to electronically sign claim forms on your behalf using your name and the information you have provided. You agree that such electronic signatures carry the same legal effect, validity, and enforceability as a handwritten signature, in accordance with the Electronic Signatures in Global and National Commerce Act (E-SIGN Act), 15 U.S.C. § 7001 et seq., and applicable state law.

You acknowledge that claim forms frequently include certifications and attestations — including certifications made under penalty of perjury — that the information provided is true and accurate. By authorizing TakeBack to submit claims on your behalf, you confirm that you understand and accept these certifications and that all information you have supplied is truthful and accurate.

21.6 No Fee on Settlement Proceeds

TakeBack does not charge any percentage fee, contingency fee, or other fee based on settlement proceeds you may receive. Your sole financial obligation to TakeBack is the subscription fee for the Service as described in these Terms. Any settlement funds you receive belong to you in full.

21.7 Revocation of Authorization

You may revoke this authorization at any time by:

• Submitting written notice to hey@jointakeback.com.

Revocation takes effect upon receipt and processing of your request, typically within 2 business days. However, revocation does not affect:

• Claims already submitted prior to the effective date of revocation;
• Your obligation to stand behind representations made in previously submitted claims;
• Any pending settlement payments for claims already approved.

21.8 Limitations of Authorization

This authorization expressly does NOT extend to:

• Opting you out of any class action settlement;
• Objecting to any settlement terms on your behalf;
• Initiating or participating in litigation on your behalf;
• Accepting any settlement offer that requires your individual and direct consent;
• Receiving, depositing, or disbursing any funds on your behalf;
• Accessing your bank accounts or other financial accounts;
• Providing tax advice or preparing tax-related documents in connection with settlement proceeds;
• Representing you before any court or government agency.

21.9 Liability for Claim Filing

You agree that TakeBack shall bear no liability for:

• Claim denials by settlement administrators for any reason, including ineligibility, insufficient information, or missed deadlines;
• Delays in claim processing or disbursement by settlement administrators;
• Amounts received that fall below any estimate;
• Modifications to settlement terms or eligibility requirements;
• Technical failures or errors in electronic submission systems operated by third parties;
• Any consequences resulting from inaccurate information you have provided.

You acknowledge that submitting false claims or claims for which you are not eligible may constitute fraud and may expose you to civil and criminal penalties. TakeBack reserves the right to terminate your access to the Service and to report suspected fraudulent conduct to the appropriate authorities.

22. Changes to These Terms

We may revise these Terms from time to time. Updated Terms will be posted along with a revised "Last Updated" date. Material changes to the arbitration provision or EULA will be communicated via email or in-app notice at least 30 days before taking effect. Continued use of the Service following any update constitutes your acceptance of the revised Terms.

23. Termination

We reserve the right to suspend or terminate your access to the Service at any time, with or without notice, for any reason, including but not limited to:

• Breach of these Terms;
• Fraudulent or unlawful conduct;
• Submission of false or misleading claim information;
• Unauthorized sharing of account credentials;
• Attempts to reverse-engineer or otherwise interfere with the Service;
• Repeated payment failures.

Upon termination, your right to access the Service ceases immediately. We may delete your account and associated data at our discretion, subject to applicable data retention policies and legal obligations.

24. Governing Law

These Terms, and any dispute arising out of or relating to these Terms or the Service, shall be governed by and construed in accordance with the laws of the State of Wyoming, United States, without regard to its conflict of law rules, except that the arbitration provision shall be governed exclusively by the Federal Arbitration Act.

25. Severability

If any provision of these Terms is determined to be unenforceable or invalid, that provision shall be modified or limited to the minimum extent necessary so that the remaining provisions continue in full force and effect.

26. Entire Agreement

These Terms, together with our Privacy Policy, constitute the complete and exclusive agreement between you and TakeBack concerning your use of the Service, and supersede all prior or contemporaneous agreements, representations, or understandings relating to the same subject matter.

27. Contact

For billing inquiries, support requests, or general questions:

hey@jointakeback.com

For legal notices, arbitration opt-out requests, or authorization revocations:

hey@jointakeback.com